{"id":2955,"date":"2019-01-18T19:48:08","date_gmt":"2019-01-18T19:48:08","guid":{"rendered":"https:\/\/www.legalario.com\/blog\/?p=2955"},"modified":"2019-03-20T18:27:02","modified_gmt":"2019-03-20T18:27:02","slug":"conoces-los-requisitos-para-pensionarse-por-vejez","status":"publish","type":"post","link":"https:\/\/legalario.com\/blog\/conoces-los-requisitos-para-pensionarse-por-vejez\/","title":{"rendered":"\u00bfConoces los requisitos para pensionarse por vejez? [Diferentes modalidades para tu retiro]"},"content":{"rendered":"<p>Existen diversos tipos de pensiones, en este art\u00edculo hablaremos de los\u00a0<strong>requisitos para pensionarse por vejez\u202f<\/strong>. Este tipo de pensi\u00f3n es\u00a0un derecho que se otorga\u00a0al asegurado que habiendo cumplido<strong>\u00a0sesenta y cinco\u00a0a\u00f1os de edad<\/strong>\u00a0no piense laborar m\u00e1s, pero que\u00a0tiene derecho a\u00a0recibir una cantidad mensual, ya sea pagada por el Afore, el Gobierno o una aseguradora.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><strong>Por ley como trabajador tienes derecho a una pensi\u00f3n<\/strong>, que es un ingreso mensual que recibes una vez que dejas de trabajar.\u00a0<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>Si est\u00e1s pr\u00f3ximo a retirarte es importante que conozcas qu\u00e9 requisitos tienes que cubrir y qu\u00e9 tr\u00e1mites necesitas hacer para gestionarlo y\u00a0as\u00ed poder comenzar a disfrutar de esta nueva etapa de tu vida, tu <strong>retiro laboral<\/strong>.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">Conoce<\/span>\u00a0las diversas modalidades y todo lo que necesitas saber sobre los requisitos para pensionarse por vejez.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>\u00bfCu\u00e1les son los\u00a0requisitos\u00a0para pensionarse por\u00a0vejez\u202f?<\/h2>\n<ul>\n<li>Requieres m\u00ednimo 1,250 semanas de cotizaci\u00f3n\u00a0puedes <span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"http:\/\/www.imss.gob.mx\/derechoH\/semanas-cotizadas\" target=\"_blank\" rel=\"nofollow noopener\">consultar\u00a0tus semanas cotizadas.<\/a><\/span><\/li>\n<li>Tener 65 a\u00f1os\u00a0cumplidos.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Tener tu\u202f<span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"http:\/\/www.gob.mx\/cms\/uploads\/attachment\/file\/189669\/Diptico_EEU_.pdf\" target=\"_blank\" rel=\"nofollow noopener\">Expediente de Identificaci\u00f3n de Trabajador<\/a>\u202f<\/span>actualizado.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Identificaci\u00f3n oficial\u202fvigente.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Estado de Cuenta de\u00a0tu Afore (Administradora de Fondos para el\u00a0Retiro)\u00a0\u00a0o\u00a0alg\u00fan comprobante\u00a0que acredite que est\u00e1s inscrito a alguna.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Estado de cuenta bancario con n\u00famero de Clave Bancaria Estandarizada (CLABE).<\/li>\n<\/ul>\n<p>Es importante que sepas que el monto de tu\u00a0pensi\u00f3n depender\u00e1 del saldo acumulado en tu cuenta AFORE.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>Existen\u00a03 modalidades por las que te puedes pensionar:\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"48\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\"><b>Renta Vitalicia<\/b>.\u202fLa pensi\u00f3n es pagada por una aseguradora.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"48\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\"><b>Retiro Programado<\/b>.\u00a0La pensi\u00f3n es pagada por tu Afore.<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"48\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\"><b>Pensi\u00f3n M\u00ednima Garantizada.<\/b>\u202fEl Gobierno Federal paga tu pensi\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<p>A continuaci\u00f3n, te explicaremos brevemente c\u00f3mo acceder a cualquiera de estas modalidades de pensi\u00f3n:<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h2>Renta vitalicia<\/h2>\n<h3>\u00bfQu\u00e9 es?<\/h3>\n<p><strong>Es una pensi\u00f3n de por vida\u00a0y \u202fse contrata con una Aseguradora<\/strong>,\u00a0consulta con el IMSS qu\u00e9 instituciones cuentan con este servicio.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>Puntos a considerar:<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li>El\u00a0\u00a0saldo\u00a0acumulado en tu Cuenta AFORE\u00a0determinar\u00e1 el monto de tu pensi\u00f3n.\u00a0<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"5\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">La palabra vitalicia se trata precisamente de que al adquirirla recibir\u00e1s\u00a0una\u00a0pensi\u00f3n predeterminada de por vida.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"6\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\">Es obligatorio contratar un seguro de sobrevivencia que\u00a0en caso de muerte\u00a0permitir\u00e1 a tus beneficiarios recibir\u00a0la pensi\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3>Para solicitar la renta vitalicia:<\/h3>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"50\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">Acude a cualquier sucursal de tu AFORE y presenta los documentos antes mencionados.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"50\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Tu AFORE llenar\u00e1 tu\u202fpre-solicitud\u202fde pensi\u00f3n y te otorgar\u00e1 un folio.\u202fNo todas son iguales, escoge la aseguradora que te pague M\u00c1S por tu pensi\u00f3n.<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"50\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\">Acude a la subdelegaci\u00f3n del IMSS que te corresponda y presenta tu folio.\u202fEl <strong>IMSS\u202f\u00a0<\/strong>te entregar\u00e1 el <span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/www.gob.mx\/consar\/articulos\/trabajadores-proximos-a-retirarse-podran-lograr-ahorros-al-elegir-pension-a-traves-del-nuevo-documento-de-oferta-de-renta-vitalicia-99177?idiom=es\" target=\"_blank\" rel=\"nofollow noopener\">Documento de Oferta<\/a><\/span>.<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"50\" aria-setsize=\"-1\" data-aria-posinset=\"3\" data-aria-level=\"1\">Este Documento lo llenar\u00e1 el IMSS dependiendo de lo que t\u00fa elijas. Cuando el IMSS te entregue la resoluci\u00f3n deber\u00e1s acudir a tu AFORE para que inicie con el pago de tu pensi\u00f3n.<\/li>\n<\/ul>\n<h2>Retiro Programado<\/h2>\n<h3>\u00bfQu\u00e9 es?<\/h3>\n<p><strong>Es una pensi\u00f3n que\u202f se contrata con la AFORE\u202f en la que est\u00e1s registrado<\/strong>. El monto de la pensi\u00f3n depender\u00e1 del saldo acumulado en tu cuenta AFORE, de los rendimientos que se obtengan y de la esperanza de vida que te calculen.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p>Considera lo siguiente:\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"12\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">A diferencia de una renta vitalicia que te paga una pensi\u00f3n de por vida, la de retiro programado la recibes hasta que se agoten los recursos de tu cuenta AFORE.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"12\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Debes comprar un seguro de sobrevivencia que les permitir\u00e1 a tus beneficiarios recibir una pensi\u00f3n en caso de tu fallecimiento.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span>\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3>Para solicitar el retiro programado:<\/h3>\n<ul>\n<li>Acude a cualquier sucursal de tu AFORE, ah\u00ed deber\u00e1s entregar los documentos antes mencionados.<\/li>\n<li>Tu AFORE llenar\u00e1 tu\u202fpre-solicitud\u202fde pensi\u00f3n y te otorgar\u00e1 un folio.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Acude a la Subdelegaci\u00f3n del IMSS que te corresponda y presenta tu folio.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Una vez entregado tu folio ante el IMSS deber\u00e1s esperar a la resoluci\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Cuando el IMSS te entregue la resoluci\u00f3n deber\u00e1s acudir a tu AFORE para que \u00e9sta inicie con el pago de tu pensi\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h2>Pensi\u00f3n Garantizada<\/h2>\n<h3>\u00bfQu\u00e9 es?<\/h3>\n<p><strong>Es un complemento de pensi\u00f3n que se otorga a las personas que cumplan con los requisitos de la edad y 1,250 semanas cotizadas<\/strong>, pero que\u202flos recursos de su cuenta AFORE\u00a0no\u00a0le alcancen para contratar una renta vitalicia o un retiro programado.\u00a0<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<h3><span style=\"color: #343e47; font-family: Lora, Georgia, serif;\"><span style=\"font-size: 30px;\">Requisitos para pensionarse por vejez con esta modalidad:<\/span><\/span><\/h3>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"18\" aria-setsize=\"-1\" data-aria-posinset=\"1\" data-aria-level=\"1\">Tener <strong>65\u202f a\u00f1os \u202fcumplidos.<\/strong><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Tener tu\u202fExpediente de Identificaci\u00f3n de Trabajador.<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Tener saldo en tu Cuenta AFORE.<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Acude a cualquier sucursal de tu AFORE, ah\u00ed deber\u00e1s entregar los documentos antes mencionados.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Tu AFORE llenar\u00e1 tu\u202fpre-solicitud\u202fde pensi\u00f3n y te otorgar\u00e1 un folio.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Acude a la subdelegaci\u00f3n del IMSS que te corresponda y presenta tu folio.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Una vez entregado tu folio ante el IMSS deber\u00e1s esperar a la resoluci\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Cuando el IMSS te entregue la resoluci\u00f3n deber\u00e1s acudir a tu AFORE para que \u00e9sta inicie con el pago de tu pensi\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Identificaci\u00f3n oficial\u202f.<\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Estado de Cuenta de la AFORE o alg\u00fan comprobante que acredite tu registro en la Administradora (si no cuentas con \u00e9l solic\u00edtalo a tu AFORE).\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"19\" aria-setsize=\"-1\" data-aria-posinset=\"2\" data-aria-level=\"1\">Estado de cuenta bancario con n\u00famero de Clave Bancaria Estandarizada (CLABE)\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:360,&quot;335559731&quot;:0,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3>\u00bfQu\u00e9 pasos debo\u00a0seguir para realizar este retiro?:<\/h3>\n<ul>\n<li>Acude a la subdelegaci\u00f3n del IMSS que te corresponde y presenta los documentos antes mencionados.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Una vez cumplidos los requisitos documentales, el\u00a0<b>\u202fIMSS<\/b>\u202femitir\u00e1 la negativa de pensi\u00f3n.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559685&quot;:425,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Cuando el IMSS te otorgue la negativa de pensi\u00f3n deber\u00e1s acudir a tu AFORE para que \u00e9sta\u202fte entregue en una sola exhibici\u00f3n\u202ftus recursos.<\/li>\n<\/ul>\n<p>El plazo estimado de la resoluci\u00f3n del tr\u00e1mite de tu pensi\u00f3n por el IMSS es de aproximadamente un mes. Una vez concluido, se te entregar\u00e1 un documento en donde se se\u00f1ala la cantidad de pensi\u00f3n otorgada\u00a0de acuerdo al\u00a0r\u00e9gimen elegido, as\u00ed como la fecha, forma y lugar donde recibir\u00e1s tu pago.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2959\" src=\"https:\/\/www.legalario.com\/blog\/wp-content\/uploads\/2019\/01\/Legalario-requisitos-para-pensionarse-por-vejez-2.jpg\" alt=\"requisitos para pensionarse por vejez\" width=\"640\" height=\"426\" \/><\/p>\n<p>Ahora que ya conoces los\u00a0requisitos para pensionarse por vejez\u00a0no olvides lo siguiente:<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n<ol>\n<li>Si acudes al IMSS, y \u00e9ste te otorga una negativa de Pensi\u00f3n por no cumplir con los requisitos establecidos en la Ley del Seguro Social\u00a0puedes solicitar a tu\u00a0AFORE te entregue\u00a0en efectivo los recursos de tu cuenta.\u202f<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Si no cumples con las semanas cotizadas para obtener tu pensi\u00f3n, el IMSS te emitir\u00e1 una negativa de Pensi\u00f3n, con la cual podr\u00e1s retirar el saldo total de tu cuenta individual en una sola exhibici\u00f3n.\u00a0<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<li>Recuerda siempre consultar tu <span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/www.legalario.com\/document\/contrato-individual-de-trabajo\" target=\"_blank\" rel=\"noopener\">contrato individual de trabajo<\/a><\/span>\u00a0y acercarte al \u00e1rea de recursos humanos de tu empresa o a tu patr\u00f3n para verificar con qu\u00e9 monto est\u00e1s cotizando en el Seguro social y as\u00ed determinar cuanto recibir\u00e1s de pensi\u00f3n.<span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/li>\n<\/ol>\n<p>Si tienes m\u00e1s dudas sobre los requisitos para pensionarse por vejez puedes <span style=\"color: #333399;\"><a style=\"color: #333399;\" href=\"https:\/\/www.legalario.com\/consulta-un-abogado\" target=\"_blank\" rel=\"noopener\">contactar a un abogado certificado.<\/a><\/span><\/p>\n<p><span data-ccp-props=\"{&quot;134233117&quot;:true,&quot;134233118&quot;:true,&quot;201341983&quot;:0,&quot;335551550&quot;:6,&quot;335551620&quot;:6,&quot;335559740&quot;:240}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Existen diversos tipos de pensiones, en este art\u00edculo hablaremos de los\u00a0requisitos para pensionarse por [&hellip;]<\/p>\n","protected":false},"author":9,"featured_media":2958,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1,367,366],"tags":[292,468,606,607,605],"class_list":["post-2955","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-articulos-generales","category-familiar","category-laboral","tag-contrato-individual-de-trabajo","tag-derecho-laboral","tag-pension","tag-pension-por-vejez","tag-retiro","with-featured-image"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Requisitos para pensionarse por vejez. Conoce las diferentes modalidades.<\/title>\n<meta name=\"description\" content=\"\u00bfEst\u00e1s buscando retirarte? aqu\u00ed te detallamos los requisitos para pensionarse por vejez y las diferentes modalidades que existen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/legalario.com\/blog\/conoces-los-requisitos-para-pensionarse-por-vejez\/\" \/>\n<meta property=\"og:locale\" content=\"es_ES\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Requisitos para pensionarse por vejez. Conoce las diferentes modalidades.\" \/>\n<meta property=\"og:description\" content=\"\u00bfEst\u00e1s buscando retirarte? aqu\u00ed te detallamos los requisitos para pensionarse por vejez y las diferentes modalidades que existen.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/legalario.com\/blog\/conoces-los-requisitos-para-pensionarse-por-vejez\/\" \/>\n<meta property=\"og:site_name\" content=\"Legalario\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/legalario\" \/>\n<meta property=\"article:published_time\" content=\"2019-01-18T19:48:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-03-20T18:27:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/legalario.com\/blog\/wp-content\/uploads\/2019\/01\/Legalario-requisitos-para-pensionarse-por-vejez.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"640\" \/>\n\t<meta property=\"og:image:height\" content=\"497\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Isabel Sanchez Pe\u00f1a\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@Legalario\" \/>\n<meta name=\"twitter:site\" content=\"@Legalario\" \/>\n<meta name=\"twitter:label1\" content=\"Escrito por\" \/>\n\t<meta name=\"twitter:data1\" content=\"Isabel Sanchez Pe\u00f1a\" \/>\n\t<meta name=\"twitter:label2\" content=\"Tiempo de lectura\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutos\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/legalario.com\/blog\/conoces-los-requisitos-para-pensionarse-por-vejez\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/legalario.com\/blog\/conoces-los-requisitos-para-pensionarse-por-vejez\/\"},\"author\":{\"name\":\"Isabel Sanchez Pe\u00f1a\",\"@id\":\"https:\/\/legalario.com\/blog\/#\/schema\/person\/08586442945c703bbbbcddcb37009d6e\"},\"headline\":\"\u00bfConoces los requisitos para pensionarse por vejez? 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